Chief Marketing Officer
Mike Hamade
CentraLife executive with 18 years across financial management, mortgages, business infrastructure, and advisor development.
Public Team & Licensing Record
The people and credentials behind CentraLife.
CentraLife LLC is an independent life insurance agency headquartered in Dearborn, Michigan. This page is the company’s canonical public record for its leadership, licensing identifiers, office, and service footprint.
Individual client work is handled by appropriately licensed producers. Producer appointments and state authority vary, so clients should verify the producer assigned to their case and the issuing carrier before applying.
Agency
CentraLife LLC
Independent life insurance agency
Agency NPN
21105331
Public licensing identifier
Headquarters
Dearborn, Michigan
290 Town Center Dr, STE 675
Service footprint
49 states
All states except New York
Public Leadership
Accountable, named leadership.
These are the people CentraLife publicly identifies as company leadership. Contracted producers are not represented as company executives merely because they place business through the agency.
How CentraLife Works
Independent agency. Multiple carriers.
CentraLife is an agency, not an insurance carrier. Its licensed producers can compare available products from multiple appointed carriers. The issuing carrier underwrites the application, issues the contract, and is responsible for policy guarantees and claims.
Availability depends on state licensing, carrier appointment, underwriting, and product approval. CentraLife is licensed in 49 states, excluding New York; that does not mean every producer or product is available in every licensed state.
Verify Before You Buy
- Agency: Search NPN 21105331 through a state insurance department or the NAIC producer database.
- Producer: Ask for the assigned producer’s full legal name and NPN, then verify the license for your state.
- Carrier: Confirm the issuing insurer, product form, illustration, guarantees, charges, and state availability.
- Office: CentraLife’s headquarters is 290 Town Center Dr, STE 675, Dearborn, MI 48126.
Want to know who will handle your case?
Ask for the assigned producer’s name, NPN, state license, and carrier appointment before you apply.
Verification
Looking for CentraLife reviews?
The public record is documented and dated on one page: 50 Google Business Profile reviews at a 5.0 average as of September 15, 2026, BBB accreditation for CentraLife LLC in Dearborn, the published D-U-N-S and agency NPN identifiers, and the USA TODAY feature that is clearly labeled Contributor Content rather than editorial endorsement. Read the reviews on the platform that hosts them, because counts and averages change daily and no rating says anything about how a specific policy will perform.
Read the CentraLife reviews and verification record